AWWAL, M. A. F.; AGUSTINA, T. D. . THE INFLUENCE OF SPENDING HABITS, SPIRITUAL INTELLIGENCE, AND FINANCIAL LITERACY ON THE FINANCIAL MANAGEMENT OF STUDENTS (CASE STUDY OF AR-ROYAN BAITUL HAMDI STUDENT BOARDING SCHOOL YOGYAKARTA). International Journal of Business, Law, and Education, [S. l.], v. 4, n. 2, p. 1242 - 1256, 2023. DOI: 10.56442/ijble.v4i2.317. Disponível em: http://ijble.com/index.php/journal/article/view/317. Acesso em: 9 jul. 2025.