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Kartiwa, A., Hidayat, G., Lisbet, Z.T. and Siagian, A.O. 2024. Impact of Financial Literacy, Risk Tolerance, Usefulness Perception, and Trust Perception on Financial Decision of MSMEs in West Java. International Journal of Business, Law, and Education. 5, 2 (Sep. 2024), 2394 - 2404. DOI:https://doi.org/10.56442/ijble.v5i2.869.