Septiana, A., Fadli , M. and Hadiyantina, S. (2026) “Normative Vacuum in Indonesia’s Environmental Insurance Regulation: A Legal Certainty Analysis of Article 43 of Law No. 32/2009 and Government Regulation No. 46/2017”, International Journal of Business, Law, and Education, 7(1), pp. 959-981. doi: 10.56442/ijble.v7i1.1450.