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F. E. Sari, I. . Koeswahyono, and H. . Masykur, “Legal Implications of The Use of Permit to Open State Land as Collateral for Debt: A Case Study of Regional Regulation of Balikpapan City No. 1 of 2024”, IJBLE, vol. 4, no. 2, pp. 935 - 941, Oct. 2023.